In previous communications I have flagged that I believe that volatility will return to the market, and that the relative serenity of recent equity markets will give way to choppier waters. This has broadly come to pass in 2018.

Budget 2019 was announced and although there was not much wildly exciting or unexpected, I thought it may be useful to outline the main changes that could affect / be of interest to you.

Given the recent volatility in stock markets I thought it timely to write to you about a number of things fundamental to investing.